No, you must apply for Ascent’s Zero Percent Loan and be formally denied to be covered by the Opportunity for All program.

Since spots are limited, the program is only available to learners who have been denied a loan product.

Also, more people are eligible for the loan than you might think. According to Ascent Funding, “there is no minimum credit history or credit score required for loan approval for the Ascent Zero Percent loan.”