No, you must apply to be covered by the Opportunity for All program.
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Since the Zero Percent Loan is a product of another company, Merit America is not involved in eligibility decisions. We do not have access to the information on who qualifies for the loan and who doesn’t.
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If you apply for the loan and are denied, you must fill out a form to be covered by the Opportunity for All program; this form can be requested after you notify your Coach you have been denied the loan.